America's most comprehensive federal, state & local tax calculator for 2026. Calculate your exact tax burden across federal income tax, FICA, state tax, sales tax, and more.
Covers federal income tax brackets, Social Security & Medicare (FICA), state income tax, capital gains tax, sales tax across all 50 states, and property tax.
Enter your income details to calculate your complete federal tax liability.
W-2 wages, salary, freelance income
Reduces taxable income (pre-tax contributions)
FICA taxes are automatically withheld from your paycheck. Social Security: 6.2% on wages up to $176,100. Medicare: 1.45% on all wages + 0.9% Additional Medicare Tax on wages above $200,000.
State tax estimated using flat-rate approximation. Actual liability may vary based on state-specific deductions, local city taxes, and credits.
Taxed at 0%, 15%, or 20% based on income
Taxed as ordinary income
Taxed at long-term capital gains rates
Treated as property — short or long-term rates apply
Sales tax rates vary by state and city. Enter your monthly spending to estimate sales tax paid.
Many states exempt groceries from sales tax
Restaurant meals are typically taxed
Some states (PA, NY) exempt clothing under $110
Gas taxes avg ~$0.30/gallon federal + state
Post-South Dakota v. Wayfair — all states collect
National avg property tax rate: ~1.1%/year
Deductible if itemizing (up to $750K mortgage)
Common questions about US federal and state tax rates for tax year 2026.
For single filers: 10% up to $11,925 · 12% $11,926–$48,475 · 22% $48,476–$103,350 · 24% $103,351–$197,300 · 32% $197,301–$250,525 · 35% $250,526–$626,350 · 37% above $626,350. These are marginal rates — only income within each bracket is taxed at that rate.
FICA consists of Social Security (6.2% on wages up to $176,100) and Medicare (1.45% on all wages). High earners pay an additional 0.9% Medicare surtax on wages above $200,000. Your employer pays a matching 7.65%, making the true FICA cost 15.3% of your wage. Self-employed individuals pay the full 15.3%.
Nine states have no personal income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Note: New Hampshire taxes interest and dividend income. Washington has a 7% capital gains tax on gains above $262,000.
The 2026 standard deduction is: $15,000 for single filers, $30,000 for married filing jointly, $22,500 for head of household, and $15,000 for married filing separately.
Long-term capital gains (assets held over 1 year) are taxed at 0%, 15%, or 20% depending on income. For single filers: 0% up to $48,350, 15% from $48,350–$533,400, 20% above $533,400. Short-term gains (held under 1 year) are taxed as ordinary income at your regular marginal rate.