Free GST Calculator — Enter Your Monthly Spending

All prices are assumed to be MRP inclusive of GST. The calculator extracts the exact tax component from your total spend.

GST on Groceries & Daily Essentials

GST 0%–28%

Milk, curd, bread, cereals, edible oils

Non-AC restaurants, Zomato, Swiggy orders

Tax on Housing, Rent & Utilities

GST + State

Residential rent is generally GST-exempt

Approx ₹150 tax per cylinder

Petrol, Diesel & Transport Tax in India

Excise + VAT

Petrol and diesel in India are outside the GST framework. They attract Central Excise Duty + State VAT + Surcharges — making up ~48% of petrol price and ~38% of diesel price.

GST on Shopping & Lifestyle

GST 5%–28%

Mobiles 18% GST, large TVs 28% GST

GST on Health, Education & Services

0%–18%

Most school/college fees GST-exempt

GST on Entertainment, Alcohol & Tobacco

Highest Tax Rates

28% GST + 25% NCCD + Health Cess

GST on Big Purchases — Car, Property, Gold (Annual)

Annual

Cars: 28% GST + 1-3% Cess + State Road Tax

Stamp duty 5-8% + Registration 1%

GST on Internet, Mobile & Digital Services

18% GST

Jio, Airtel, Vi, BSNL — all attract 18% GST

Income Tax Calculator India FY 2026-27

New Regime

New tax regime slabs: 0% up to ₹3L · 5% ₹3L-6L · 10% ₹6L-9L · 15% ₹9L-12L · 20% ₹12L-15L · 30% above ₹15L

Frequently Asked Questions — GST & Taxes in India

Common questions about GST rates, indirect taxes, and how much tax Indians actually pay.

How much GST do I pay on groceries in India?

Most essential groceries — fresh vegetables, fruits, milk, curd, eggs, and unbranded cereals — are exempt from GST (0%). Packaged and branded food items attract 5% GST. Processed foods, fruit juices, and frozen items attract 12% GST. Luxury food items and aerated drinks can attract up to 28% GST.

What percentage of petrol price is tax in India?

Approximately 48–55% of the petrol price in India consists of taxes — Central Excise Duty (₹19.90/litre) + State VAT (varies 15–30% by state) + Surcharges. Diesel has slightly lower taxes at ~38%. Note that petrol and diesel are currently outside the GST framework.

What is the GST rate on restaurant food in India 2026?

Non-AC restaurants and food delivery apps like Zomato/Swiggy charge 5% GST. AC restaurants charge 18% GST. Restaurants inside 5-star hotels and luxury establishments charge 28% GST on food and beverages.

How much does an average middle-class Indian pay in taxes per year?

An average middle-class Indian earning ₹8–12 lakh annually pays approximately ₹60,000–₹1,20,000 in indirect taxes (GST, excise, customs) per year — about 8–15% of total expenditure — even before paying income tax. Use our calculator above to find your exact number.

Is GST included in the price of products in India?

Yes. In India, GST is included in the MRP (Maximum Retail Price) printed on all products. The price you see on the tag or restaurant menu already includes GST. To calculate the GST component: GST Amount = Total Price − (Total Price ÷ (1 + GST Rate)). For example, on a ₹118 item with 18% GST, the GST component is ₹18.

What is the GST rate on mobile phones in India 2026?

Mobile phones attract 18% GST in India as of FY 2026-27. This applies to all smartphones regardless of brand — Apple, Samsung, OnePlus, Redmi, etc. Large televisions (above 32 inches) attract 28% GST.